What We Do

Our comprehensive approach allows us to create a personalized financial plan specifically designed to help achieve your goals. This plan serves as a map to guide your decision making by incorporating all aspects of your financial life, including investments, tax planning, retirement planning, estate planning, risk management and more. Our goal is to provide you with the clarity and confidence you need to chart a course toward a more secure financial future.

As with everything we do, our approach to investment management is driven by your needs and objectives. As independent advisors, we are not associated with any banks or investment managers, which means we are free from proprietary asset minimums. Our portfolio analysis process spans a virtually unlimited universe of investments, which allows us to develop a diversified portfolio to meet your needs and pursue your goals.

We start by gaining an understanding of what those goals are. Then, we consider your risk tolerance, time horizon, existing investments, family situation, legacy wishes and more as we develop an investment allocation that is diversified across asset classes, market capitalizations, investment managers, geographic regions, tax classifications, etc.

Once your portfolio is up and running, we regularly review your performance as it relates to your goals. As necessary, we make strategic adjustments to capitalize on opportunities and keep you on track.

Regardless of where you are on your retirement planning journey, we support you with a variety of retirement planning strategies that help you move into life’s next chapter with confidence. Whether you worry about running out of money in retirement, paying for healthcare expenses, supporting your loved ones or establishing a reliable income stream, we strive to answer your questions and help you move forward with purpose.

Our retirement planning services can help you:

• Establish a monthly stream of retirement income using the various sources available to you
• Develop and manage an investment portfolio that provides both short-term income and long-term growth
• Establish a tax-efficient retirement withdrawal strategy
• Plan for major purchases and unexpected expenses, such as long-term care or a medical emergency

If your goals include leaving a lasting financial legacy for the people and causes that matter most to you, we can help make that happen. Our personalized approach to estate planning aims to protect your legacy and assets according to your wishes.

We work closely with outside estate planning attorneys to help align your estate planning documents with your financial plan and personal goals. Based on your specific needs, we may recommend any combination of the following estate planning strategies.

• Last will and testament
• Durable power of attorney for finances
• Medical power of attorney
• Living will
• Revocable living trust
• Irrevocable trust
• Donor-advised trust
• Special needs trust

At Five Corners Financial Services, we are deeply committed to supporting the charitable causes that are near and dear to us, and we work with many clients who share our philanthropic values. We are passionate about helping these clients maximize their charitable impact while also reducing their tax exposure.

We can support your charitable giving goals with strategies that include:

• Qualified charitable donations (QCDs)
• Donor-advised funds (DAFs)
• Other donating strategies -appreciated assets
• Donation “bunching”
• Private family foundations
• Charitable remainder trusts (including charitable remainder annuity trusts (CRATs) and charitable remainder unitrusts (CRUTs)